Passive Income Apps: 15 Best Ones to Try

apps for passive income

In today’s digital age, passive income apps have emerged as a popular way for people to earn extra money effortlessly. These apps promise to generate income without requiring active participation, making them attractive options for those looking to supplement their earnings or build wealth over time.

Are passive income apps legit?

Passive income apps operate legitimately through various revenue models such as data collection and cashback rewards. These platforms allow users to earn income by sharing anonymized data on browsing habits or consumer preferences, which companies use for market research. Cashback apps partner with retailers to offer users a percentage of their spending back, benefiting both parties. Apps involving investments, like dividend-paying stocks or real estate crowdfunding, provide legitimate opportunities to build wealth over time. However, users should research and choose reputable apps to avoid potential scams and privacy risks.

Pros and cons of passive income apps

Passive income apps offer several compelling advantages that appeal to users seeking additional income streams with minimal effort. But there are also drawbacks to consider when using passive income apps.


  • Passive Earnings: Earn money with minimal effort after setup.
  • Diverse Income Streams: Opportunities for cashback on purchases and dividends from investments.
  • Flexibility: Users can earn while focusing on other activities.
  • Financial Growth: Invest in spare change or participate in real estate without active management.


  • Low Earnings Potential: Some apps have low payout thresholds or slow accumulation rates.
  • Privacy Risks: Sharing data for rewards raises privacy concerns.
  • Scam Potential: Users must research to avoid deceptive apps.

In summary, passive income apps offer convenient ways to supplement income but require caution to maximize benefits and mitigate risks.

15 Best Passive Income Apps to Try

Here are the 15 best passive income apps that you can try:

1. Nielsen Mobile & Computer Panel

Nielsen offers rewards for sharing data from mobile devices and computers. Users earn points redeemable for gift cards and other rewards, making it a top choice for passive income through data sharing.

  • Good: Easy passive income through data sharing.
  • Bad: Limited earning potential depends on user activity.

2. Swagbucks

Swagbucks allows users to earn points (SBs) by completing surveys, shopping online, and watching videos. Points can be redeemed for PayPal cash or gift cards, making it versatile for different earning preferences.

  • Good: Versatile earning options.
  • Bad: Some surveys may have low payout rates.

3. Mistplay

Mistplay rewards users for playing mobile games. Points earned can be exchanged for gift cards or PayPal cash, offering gamers a passive income stream while enjoying their favorite pastime.

  • Good: Earn while gaming.
  • Bad: Rewards can be modest for extensive play.

4. Capital One Shopping

Formerly known as Wikibuy, Capital One Shopping helps users save money by automatically applying coupons at checkout. It also offers rewards in the form of credits that can be redeemed for gift cards, enhancing its appeal as a passive income app for savvy shoppers.

  • Good: Automatic savings on purchases.
  • Bad: Limited to online shopping benefits.

5. Current

Currently, it offers a high-yield savings account with a competitive APY on balances up to a specified limit. Users can earn interest on their savings without transaction fees, making it a straightforward option for passive income through savings.

  • Good: Simple savings with good interest rates.
  • Bad: Limited to savings account benefits.

6. Mobile Performance Meter

Mobile Performance Meter pays users for sharing their phone’s data connectivity metrics. While earnings are modest, it provides a steady income stream with minimal effort, appealing to those looking for consistent passive earnings.

  • Good: Reliable passive income source.
  • Bad: Earnings are modest.

7. Fundrise

Fundrise allows users to invest in real estate with as little as $10. It offers dividends from rental income and property sales, making it an attractive option for passive income through real estate investments.

  • Good: Diversified real estate investment.
  • Bad: Long-term investment horizon.

8. Worthy Bonds

Worthy Bonds offers a fixed 5% annual return on bonds purchased through the app. With no fees and the ability to withdraw funds at any time, it provides a straightforward way to earn passive income through bond investments.

  • Good: Predictable returns.
  • Bad: Limited liquidity compared to other investments.

9. MobileXpression

MobileXpression rewards users for sharing their mobile browsing data. It offers incentives such as Amazon gift cards, making it a viable option for passive income through data collection.

  • Good: Effortless earnings through data sharing.
  • Bad: Privacy concerns over data sharing.

10. allows users to earn money by selling their unused internet bandwidth. Payments are made via PayPal, offering a unique way to earn passive income while contributing to a decentralized network.

  • Good: Innovative way to earn from unused resources.
  • Bad: Reliance on internet stability for earnings.

11. Survey Websites

Platforms like Survey Junkie and InboxDollars offer opportunities to earn money by completing surveys. While they are more active than other apps, they provide a straightforward way to earn passive income online.

  • Good: Easy to participate.
  • Bad: Some surveys offer low payouts.

12. Acorns

Acorns round up purchases to invest spare change in diversified ETF portfolios. It offers cashback rewards and automated investment options, catering to users looking to grow wealth passively through micro-investments.

  • Good: Micro-investing with spare change.
  • Bad: Fees on small balances may reduce returns.

13. Honeygain

Honeygain allows users to earn money by sharing their internet connection. Payments are based on data usage, offering a passive income stream for those willing to share their bandwidth.

  • Good: Passive income from unused bandwidth.
  • Bad: Data privacy concerns.

14. Dosh

Dosh provides cashback rewards automatically when users shop at participating stores. With no receipt scanning required, it offers a hassle-free way to earn passive income through everyday purchases.

  • Good: Effortless cashback on purchases.
  • Bad: Limited to participating stores.

15. Rakuten

Rakuten offers cashback rewards for shopping at partner retailers. Users can earn a percentage of their purchases back in cash, making it a popular choice for passive income through online shopping.

  • Good: Easy cashback on online shopping.
  • Bad: Limited to participating stores and offers.

These apps offer diverse ways to earn passive income, but each comes with its own set of advantages and drawbacks, catering to different user preferences and financial goals.

Give passive income apps a try

Passive income apps provide easy ways to earn extra money with minimal effort. They offer opportunities through cashback rewards, data sharing, and investment dividends, catering to various financial goals. While they don’t replace traditional income sources, they are convenient for supplementing earnings or saving for the future. Choosing reliable apps and understanding their workings helps users effectively utilize these platforms to achieve financial objectives. Whether you aim to save on purchases, invest spare change, or share data for rewards, exploring top passive income apps can pave the way to a more financially secure future.